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Lowest Mortgage Rate near Me, Chicago, IL 60618

60618

Safety and Crime Rates in ZIP Code 60618

Overview of ZIP Code 60618

ZIP Code 60618 covers a significant portion of the North Center and Avondale neighborhoods in Chicago, Illinois. Diverse in culture and amenities, these neighborhoods offer a snapshot of urban living with a mix of residential, commercial, and recreational spaces.

General Safety in ZIP Code 60618

When assessing safety in ZIP Code 60618, it’s crucial to consider crime statistics, community initiatives, and police presence. The area is patrolled by the Chicago Police Department’s 17th District, which is dedicated to ensuring the safety of the residents.

Community Efforts: Neighborhood associations and local organizations actively collaborate with the police to implement safety measures and promote community engagement.

Crime Statistics in ZIP Code 60618

Crime statistics for ZIP Code 60618 reveal a mixed pattern, with some fluctuations across different types of crimes. Below are key insights into crime rates in the area:

  • Violent Crimes: The number of violent crimes, including aggravated assaults, robberies, and homicides, has shown a slight decrease over the past few years. In 2022, there were approximately 400 violent crimes reported, marking a 5% drop from the previous year.
  • Property Crimes: Property crimes such as burglaries, thefts, and vehicle break-ins have been more frequent. In 2022, there were around 1,200 property crimes reported, an increase of 10% from the prior year.
  • Drug-Related Crimes: Drug-related incidents have been relatively stable, with law enforcement focusing on targeted operations to curb illegal activities.

Crime trend data emphasizes the importance of ongoing vigilance and community cooperation to maintain and improve safety in the area.

Police and Emergency Services

The 17th District Police Department is instrumental in maintaining law and order in ZIP Code 60618. Their efforts include regular patrols, community policing, and crime prevention programs.

Additionally, the Chicago Fire Department and emergency medical services are readily available, providing prompt responses to emergencies to ensure the well-being of residents.

Neighborhood Watch and Community Programs

To combat crime, local communities have implemented a range of initiatives:

  • Neighborhood Watch Programs: These volunteer-based programs encourage residents to report suspicious activities and work together to enhance neighborhood security.
  • Youth Programs: Engaging the younger population in educational and recreational activities helps reduce juvenile delinquency and fosters positive community development.
  • Crime Prevention Workshops: Regular workshops are held to educate residents about safe practices, emergency preparedness, and home security measures.

Key Takeaways and Resources

Understanding the safety and crime trends in ZIP Code 60618 is vital for residents and prospective homebuyers. For comprehensive and up-to-date crime data, residents can access resources such as:

By staying informed and engaged, the residents of ZIP Code 60618 can continue to contribute to a safer, more cohesive community.

Proximity to Essential Services in ZIP Code 60618

Healthcare Facilities

Residents of the 60618 area have access to a range of healthcare facilities that include both general hospitals and specialized medical centers. Notable healthcare institutions in close proximity include Advocate Illinois Masonic Medical Center and Swedish Covenant Hospital. These facilities offer emergency services, primary care, specialized treatments, and support services, ensuring comprehensive healthcare coverage for all residents.

  • Advocate Illinois Masonic Medical Center: Renowned for its trauma center and wide range of medical specialties.
  • Swedish Covenant Hospital: Offers specialized care in cardiology, orthopedics, and women’s health.

Educational Institutions

The 60618 ZIP code is well-served by numerous educational institutions ranging from pre-kindergarten to higher education, ensuring residents have ample opportunities for quality education.

  • Lane Tech College Prep High School: One of the top-ranked high schools in Chicago offering rigorous academic programs.
  • DePaul College Prep: A well-regarded private high school providing both college-preparatory and athletic programs.
  • Ravenswood Elementary School: Offers comprehensive primary education with a focus on community involvement and academic excellence.

Grocery Stores and Supermarkets

Access to fresh groceries and essentials is convenient for residents of 60618, thanks to a variety of local and chain supermarkets located within short distances. Notable grocery stores include:

  • Jewel-Osco: A major chain supermarket known for its wide selection of groceries, household items, and pharmacy services.
  • Mariano’s: Offers a large selection of fresh produce, gourmet items, and ready-to-eat meals.
  • Trader Joe’s: Known for its unique, healthy, and organic food offerings.

Public Transportation

Public transportation options in the 60618 area ensure seamless connectivity to the rest of Chicago. Comprehensive transit services, including buses and trains, enable easy commuting for work, school, and leisure.

  • Chicago Transit Authority (CTA) Buses: Multiple bus routes traverse the area, providing reliable and frequent service.
  • CTA Blue Line: Convenient access at the Belmont Station connects residents to downtown Chicago and O’Hare International Airport.

Parks and Recreational Facilities

Green spaces and recreational facilities are abundant in the 60618 area, offering residents ample opportunities for outdoor activities and family-friendly fun. Key parks and facilities include:

  • Horner Park: Features sports fields, playgrounds, and walking trails along the Chicago River.
  • California Park: Offers amenities such as a swimming pool, fitness center, and multi-use fields.
  • Revere Park: Provides community-focused recreational programs and an accessible playground.

Restaurants and Dining

The 60618 ZIP code boasts a diverse dining scene, with restaurants offering cuisines from around the world. From casual eateries to fine dining establishments, residents have a plethora of options to choose from.

  • Honey Butter Fried Chicken: Popular for its delicious fried chicken and comfort food.
  • Parachute: An award-winning Korean-American restaurant known for its innovative dishes.
  • The Bristol: Offers farm-to-table dining with a focus on local and seasonal ingredients.

Quality of Local Schools in ZIP Code 60618

Overview of Schools

The ZIP Code 60618, located in Chicago, Illinois, encompasses a diverse array of educational institutions. From public to private schools, the area is home to a variety of options that cater to different educational needs and preferences.

Public Schools

Elementary Schools: The 60618 area is served by several top-rated public elementary schools, including:

  • Bell Elementary School – Known for its strong academic programs and extracurricular activities.
  • Patrick Henry Elementary School – Offers excellent special education services and bilingual programs.
  • Bateman Elementary School – Features a diverse curriculum and active parent involvement.

Middle Schools: Notable middle schools in the 60618 ZIP Code include:

  • Haugan Middle School – Praised for its dedicated staff and robust academic programs.
  • James B. McPherson Middle School – Offers a wide range of extracurricular activities and advanced placement courses.

High Schools: Prominent high schools in the area are:

  • Lane Tech College Prep High School – A prestigious institution known for its rigorous academics and competitive sports teams.
  • Schurz High School – Offers specialized programs in the arts and technology.

Private Schools

The 60618 area also boasts several reputable private schools, providing alternative educational opportunities:

  • St. Benedict Preparatory School – Offers a faith-based education with a strong emphasis on character development.
  • Chicago International Charter School (Irving Park Campus) – A charter school known for its innovative teaching methods and focus on individual student growth.
  • North Park Elementary School – Provides a nurturing environment with a focus on academic excellence and personal development.

Special Programs and Extracurricular Activities

SCHOOLS IN ZIP CODE 60618 place a significant emphasis on extracurricular activities and special programs, fostering a well-rounded education for students:

  • Arts: Schools such as Lane Tech College Prep High School offer extensive programs in visual and performing arts, providing students opportunities to explore creative pursuits.
  • Sports: Many schools, including the prominent Lane Tech, feature competitive sports teams that participate in various regional and state championships.
  • STEM Programs: Schools like Bell Elementary and Lane Tech emphasize science, technology, engineering, and mathematics programs, preparing students for future careers in these fields.

Parent and Community Involvement

Community and parental involvement play a crucial role in the success of schools within ZIP Code 60618. Many schools have active Parent-Teacher Associations (PTAs) and offer numerous opportunities for parents to volunteer and participate in school activities. This strong community support helps create a positive and thriving educational environment.

School Ratings and Performance

According to GreatSchools ratings and other educational performance metrics, many schools in the 60618 area rank highly due to their academic achievements, qualified teaching staff, and student support services. For example, Lane Tech College Prep High School consistently receives high ratings for both academic excellence and student satisfaction.

Conclusion

The 60618 ZIP Code area offers a comprehensive selection of high-quality educational institutions, catering to a variety of student needs through its public and private schools. With strong academic programs, diverse extracurricular activities, and active community involvement, the schools in this area are well-equipped to provide students with the knowledge and skills necessary for future success.

Public Transportation Access for ZIP Code 60618

Overview of Public Transit Options

Located in Chicago, Illinois, ZIP Code 60618 is a vibrant area serviced by a variety of public transportation options. These include the Chicago Transit Authority (CTA) buses and trains, and Divvy bike-share stations, among others.

CTA Bus Services

The CTA operates numerous bus routes serving ZIP Code 60618, facilitating ease of movement within the area and providing connections to other parts of Chicago. Key bus routes include:

  • Route 50 – Damen: Runs along Damen Avenue, providing north-south access across the area.
  • Route 152 – Addison: Travels east-west on Addison Street, linking residents to both ends of the neighborhood.
  • Route 49 – Western: A major north-south route that intersects with several other bus and train lines.
  • Route 82 – Kimball-Homan: Connects the northern parts of the 60618 area with more remote parts of the city.

These bus services operate frequently, ensuring minimal wait times and enhancing the convenience of public transportation within the area.

CTA Train Lines

ZIP Code 60618 is strategically positioned near several ‘L’ train lines, making it highly accessible:

  • Brown Line: The Brown Line has multiple stations including Addison and Irving Park which are located within or near the 60618 ZIP Code. This line provides convenient north-south travel through key neighborhoods and connects to downtown Chicago.
  • Blue Line: Although slightly outside the 60618 boundary, the Blue Line at Belmont or Irving Park serves residents looking for rapid transit to O’Hare Airport or downtown Chicago.

Tip: Most of these train lines operate 24/7, providing unparalleled accessibility at any time of the day or night.

Divvy Bike-Share Stations

For those who prefer biking, the Divvy bike-share program is a popular and eco-friendly option with numerous stations around ZIP Code 60618:

  • Addison & Western: Conveniently located near public parks and schools, ideal for students and families.
  • California & Belmont: Perfect for those near the commercial corridors and local businesses.
  • Milwaukee & Roscoe: Ideal for commuters heading towards the central business district.

Highlight: Divvy bikes are available 24/7, offering flexible transportation solutions for spontaneous or planned trips.

Accessibility Features

The transportation infrastructure in ZIP Code 60618 is designed to be inclusive, with several features aimed at enhancing accessibility for individuals with disabilities:

  • Low-floor Buses: Many CTA buses are equipped with low floors and ramps for easy boarding.
  • Elevator Accessibility at Train Stations: Key train stations such as Addison and Irving Park on the Brown Line are equipped with elevators.
  • Audio and Visual Aides: Buses and trains are equipped with audio announcements and display boards to assist visually and hearing-impaired individuals.

Tips for Efficient Public Transit Use

To maximize the efficiency and convenience of public transportation in ZIP Code 60618:

  1. Utilize the CTA website or mobile apps for real-time tracking and schedule updates.
  2. Consider purchasing a CTA Ventra Card for seamless transfers between buses and trains.
  3. Plan your trip during off-peak hours to avoid crowded buses and trains.

Connecting to Broader Chicago

Residents of ZIP Code 60618 benefit from excellent connectivity to other parts of Chicago through the CTA network. Key destination points include:

  • Downtown Chicago: Accessed via the Brown Line, facilitating work commutes and leisure trips.
  • Chicago O’Hare International Airport: Easily reachable through the Blue Line, ideal for travelers.
  • Neighborhoods like Lakeview and Lincoln Park: Accessible via short bus or train rides, offering numerous dining, shopping, and entertainment options.

Neighborhood Atmosphere in ZIP Code 60618

Overview

The 60618 ZIP Code is located in the North Side of Chicago, encompassing several neighborhoods including Avondale, Irving Park, and parts of North Center. This area is known for its diverse community, vibrant culture, and unique blend of residential and commercial spaces.

Community Vibe

The community in 60618 is a mix of both long-time residents and young professionals. Families enjoy the neighborhood’s quiet, tree-lined streets and the abundance of parks. Meanwhile, the younger demographic is drawn to the lively bar scene, eclectic dining options, and the area’s artistic flair.

Parks and Recreation

The ZIP Code 60618 offers numerous parks and green spaces that provide a respite from the urban environment. Horner Park, for example, is highly popular for its extensive trails, sports facilities, and seasonal events. The Chicago River also runs along the neighborhood, offering scenic views and opportunities for kayaking and fishing.

Dining and Nightlife

This area boasts a robust culinary scene with an array of dining options ranging from traditional American fare to ethnic cuisines. Spots like Kuma’s Corner offer indulgent burgers that are a local favorite, while eateries like Honey Butter Fried Chicken provide comfort food with a gourmet twist. Nightlife is equally vibrant, with numerous bars, live music venues, and breweries such as Revolution Brewing that cater to all tastes.

Arts and Culture

60618 has a thriving arts scene. The area is home to multiple galleries, theaters, and arts festivals that reflect the neighborhood’s creative spirit. The Logan Square Arts Festival, though technically in an adjacent neighborhood, is just a short journey away and attracts residents from 60618 every year.

Transportation

The neighborhood’s connectivity is one of its strong points. The CTA Blue line and several bus routes make commuting easy. Additionally, the proximity to the Kennedy Expressway offers convenient access for drivers. Bike lanes and Divvy bike-sharing stations also promote eco-friendly travel.

Schools and Education

Educational institutions in 60618 range from reputable public schools like Lane Tech College Prep to private options such as St. Ben’s School. The area also offers numerous early childhood education centers and after-school programs, making it ideal for families.

Real Estate

The real estate in 60618 is a mix of historic homes, modern condos, and new developments. The neighborhoods within this ZIP code offer varied housing options that cater to different preferences and budgets. Whether you are looking for a classic Chicago bungalow or a contemporary loft, you’ll find something that suits your taste.

Safety and Community Services

Safety in 60618 is supported by active community organizations and a well-coordinated police presence. Several community programs are aimed at enhancing neighborhood security and fostering a sense of community among residents.

Shopping

Shopping in 60618 is a delightful experience with a mix of locally owned boutiques, vintage shops, and market chains. The presence of stores such as Target and Mariano’s ensures you have access to essential items, while smaller shops offer unique finds and personalized service.

Events and Activities

The neighborhood calendar is packed with events that cater to all ages and interests. From farmer’s markets and antique shows to neighborhood block parties and seasonal festivals, there is always something happening in 60618.

Healthcare Services

Residents of 60618 have access to a variety of healthcare facilities including immediate care centers, family practices, and specialized services. Notable institutions like Swedish Covenant Hospital and nearby clinics ensure comprehensive medical care is readily available.

Real Estate Market Trends for ZIP Code 60618

Overview

ZIP Code 60618, encompassing parts of Chicago’s neighborhoods of Avondale, Irving Park, and Roscoe Village, has seen significant changes in its real estate market over recent years. The area is known for its mix of single-family homes, multifamily units, and condominiums, making it a diverse and vibrant community.

Median Home Prices

As of the latest data, the median home price in ZIP Code 60618 is approximately $450,000, reflecting a 5% year-over-year increase. This trend indicates strong demand and a resilient housing market despite broader economic challenges.

Home Types and Availability

  • Single-family homes: These properties constitute around 60% of the market. The median price for single-family homes is about $525,000.
  • Condominiums: Comprising nearly 30% of the market, the median price for condos stands at $340,000.
  • Multifamily units: Making up the remaining 10%, these properties are highly sought after for investment purposes, with median prices around $600,000.

Rental Market

The rental market in 60618 is also thriving. The average rental price for a one-bedroom apartment is approximately $1,800 per month, while a two-bedroom unit averages $2,300 per month. Rental prices have seen a steady increase of 3-4% annually over the past five years.

Market Inventory and Days on Market

The inventory levels in ZIP Code 60618 have remained relatively balanced. On average, homes stay on the market for about 45 days before being sold, providing a moderate pace for both buyers and sellers.

Neighborhood Appeal

Several factors contribute to the attractiveness of ZIP Code 60618:

  • Education: The area boasts highly-rated public and private schools, making it appealing for families.
  • Transportation: Excellent public transit options, including nearby CTA Blue and Brown Line stations, enhance accessibility.
  • Community Amenities: A variety of parks, restaurants, and cultural attractions provide residents with numerous entertainment and recreational opportunities.

Investment Opportunities

Investors find ZIP Code 60618 particularly attractive due to its stable appreciation rates and rental yields. Multifamily homes and condominiums offer lucrative rental income potential and long-term value growth.

Recent Developments

Several new residential and mixed-use developments have been approved or are under construction in the area, which will likely boost property values and attract new residents. These developments focus on modern amenities and sustainable living, aligning with current market trends.

Conclusion

ZIP Code 60618 remains a robust and attractive real estate market, characterized by its diversity in property types, steady price appreciation, and high rental demand. Whether you’re a homebuyer, renter, or investor, this area offers a myriad of opportunities.

Understanding Property Taxes in ZIP Code 60618

Overview of Property Taxes in 60618

The ZIP Code 60618 encompasses neighborhoods in Chicago, Illinois. Property taxes in this area are a critical aspect of homeownership, contributing to local government budgets, schools, and public infrastructure.

Determining Property Tax Rates

Property tax rates in 60618 are determined by assessing the fair market value of homes and applying the local tax rate, which is set by various taxing authorities, including the county, city, and school districts.

Assessment Process

The Cook County Assessor’s Office is responsible for evaluating the fair market value of properties in 60618. The assessments are based on recent sales, property condition, and other factors.

Tax Rate Formulation

The property tax rate, often referred to as the effective tax rate, combines various levies from the city of Chicago, Cook County, local school districts, and other special districts. As of the latest assessment, the average effective property tax rate in 60618 is approximately 2.1%.

Factors Affecting Property Taxes

Property Value Increases

As property values increase, property taxes typically rise as well. The booming real estate market in 60618 has led to appreciating home values, which subsequently triggers higher assessments and taxes.

Local Government Spending

Changes in local government budgets, school funding requirements, and infrastructure projects can influence property tax rates. Increased spending often translates to higher property taxes.

Tax Exemptions and Appeals

Homeowners in 60618 may qualify for various property tax exemptions, such as the homeowner’s exemption, senior citizen exemption, and others. Property owners can also appeal their assessments if they believe their property has been overvalued.

How Property Taxes Are Used

Property taxes collected in 60618 are allocated to several key areas:

  • Education: Funding for local public schools, including teacher salaries, school programs, and facility maintenance.
  • Public Services: Police and fire departments, emergency medical services, and other essential public safety services.
  • Infrastructure: Maintenance and development of roads, parks, and public transportation systems.
  • General Government Operations: Administrative costs and public health services.

Recent Trends and Changes

In recent years, there have been significant legislative changes aimed at addressing property tax burdens in 60618:

  • Assessment Transparency: Efforts to make the assessment process more transparent have been implemented to ensure fair and accurate evaluations.
  • Property Tax Relief Programs: New programs have been introduced to provide relief to homeowners, especially those on fixed incomes or living in properties experiencing rapid value increases.

Common Questions About 60618 Property Taxes

Why are property taxes in 60618 so high?

Several factors contribute to high property taxes in 60618, including the rapid increase in property values and the extensive public services and infrastructure projects funded by these taxes.

How can I lower my property tax bill?

Homeowners can explore available exemptions, appeal their property assessments, and stay informed about local tax legislation aiming to mitigate property tax increases.

When are property taxes due in 60618?

In Cook County, property taxes are typically due in two installments: the first installment is usually due in March, and the second installment is due in August.

Community Amenities in ZIP Code 60618

Recreational Parks and Green Spaces

Residents of the 60618 ZIP code enjoy access to a plethora of parks and green spaces. Horner Park, a significant green area, offers a variety of outdoor activities including baseball fields, basketball courts, and a walking trail. Revere Park is another popular destination, featuring playgrounds and a community garden.

Educational Institutions

The 60618 region is home to numerous educational institutions catering to all levels of education. Lane Tech College Prep High School is renowned for its rigorous academic programs and extensive extracurricular activities. Bell Elementary School offers robust K-8 education programs, ensuring quality education for younger residents.

Healthcare Facilities

Access to healthcare is plentiful in ZIP code 60618. Swedish Covenant Hospital is a comprehensive medical center providing a range of services from emergency care to specialized treatments. Local clinics such as Advocate Medical Group provide accessible primary care services for the community.

Public Libraries

The area boasts several public libraries that serve as community hubs. The Albany Park Branch of the Chicago Public Library offers a vast collection of books, digital resources, and community programs. Independence Branch Library is another key location, known for its engaging youth and adult programs.

Dining and Entertainment

Food enthusiasts in 60618 can explore a diverse culinary scene. Kuma’s Corner is famous for its gourmet burgers and vibrant atmosphere. Coalfire Pizza offers authentic coal-fired pizzas that are local favorites.

Entertainment options are abundant with venues such as Martyrs’, which hosts live music and performances, adding to the bustling nightlife of the area.

Fitness Centers and Gyms

Fitness enthusiasts can take advantage of various gyms and fitness centers in the area. Retro Fitness provides state-of-the-art workout equipment and group fitness classes. Chicago Primal Gym is popular for its specialized training programs and supportive community environment.

Public Transportation

The 60618 area is well-connected through efficient public transportation. The Belmont CTA Station offers access to the Blue Line, providing convenient commutes across the city. Several bus routes, including the 82 Kimball-Homan and 49 Western, ensure that residents can navigate effortlessly through Chicago.

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