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Lowest Mortgage Rate near Me, Leander, TX 78641

June 19, 2024
78641

Safety and Crime Rates in ZIP Code 78641

Overview

The ZIP Code 78641 encompasses the city of Leander, Texas, and parts of the surrounding areas. Known for its suburban atmosphere and family-friendly environment, safety remains a top concern for residents and prospective homebuyers.

Crime Statistics

Property Crimes

Property crimes in 78641 include burglary, larceny-theft, motor vehicle theft, and arson. In 2022, the property crime rate was estimated at 27 incidents per 1,000 residents. This rate is relatively moderate compared to the national average and comparable areas.

  • Burglary: 8.5 incidents per 1,000 residents
  • Larceny-Theft: 15.2 incidents per 1,000 residents
  • Motor Vehicle Theft: 3.1 incidents per 1,000 residents
  • Arson: 0.2 incidents per 1,000 residents

Violent Crimes

Violent crimes in 78641 include murder, rape, robbery, and aggravated assault. The violent crime rate stands at 3.2 incidents per 1,000 residents, which is well below the national average, indicating a safer environment.

  • Murder: 0.02 incidents per 1,000 residents
  • Rape: 0.8 incidents per 1,000 residents
  • Robbery: 0.6 incidents per 1,000 residents
  • Aggravated Assault: 1.8 incidents per 1,000 residents

Comparative Analysis

Comparison with State Averages

When compared to the state averages for Texas, ZIP Code 78641 fares better in both property and violent crimes. The Texas average property crime rate stands at 29 incidents per 1,000 residents, while the violent crime rate is 4.5 incidents per 1,000 residents.

Comparison with National Averages

Nationally, the average property crime rate is 35.4 incidents per 1,000 residents, and the violent crime rate is 4.0 incidents per 1,000 residents. This positions 78641 as a relatively safer community in terms of national statistics.

Law Enforcement

The City of Leander is served by the Leander Police Department and receives additional support from the Williamson County Sheriff’s Office. The police department has implemented community policing strategies, which have contributed to a reduction in crime rates over recent years.

Police Presence

The police presence in 78641 is robust, with a higher-than-average ratio of police officers to residents. This enhanced presence enables rapid response times and efficient crime management.

Community Initiatives

Various community initiatives, such as neighborhood watch programs and safety workshops, play a crucial role in maintaining low crime rates. These initiatives foster a collaborative environment between law enforcement and residents, further ensuring the safety of the community.

Crime Prevention Tips

  • Install security systems in homes and businesses.
  • Participate in local neighborhood watch programs.
  • Always lock doors and windows, even when at home.
  • Report suspicious activities to local law enforcement.
  • Practice situational awareness and educate family members on safety practices.

Conclusion

The safety and crime rates in ZIP Code 78641 are favorable compared to both state and national averages. With strong law enforcement presence and active community participation, the area remains a desirable location for families and businesses alike.

Proximity to Essential Services for the ZIP Code 78641

Healthcare Services

The 78641 ZIP code provides residents with various healthcare services, ensuring access to essential medical attention. Cedar Park Regional Medical Center is a prominent facility in the area offering comprehensive healthcare services. Multiple clinics and urgent care centers such as Austin Regional Clinic and MedSpring Urgent Care are also conveniently located.

  • Hospitals: Cedar Park Regional Medical Center, Baylor Scott & White Medical Center
  • Clinics: Austin Regional Clinic, WellMed at Leander
  • Pharmacies: CVS Pharmacy, Walgreens

Educational Institutions

Residents in the ZIP code 78641 have access to quality educational institutions, ranging from pre-school through high school. Notable schools in the area include:

  • Elementary Schools: Ada Mae Faubion Elementary, Pleasant Hill Elementary
  • Middle Schools: Wiley Middle School, Stiles Middle School
  • High Schools: Leander High School, Glenn High School

Additionally, higher education is accessible with proximity to Austin Community College’s Cypress Creek Campus and other neighboring colleges and universities.

Grocery Stores and Supermarkets

The ZIP code 78641 offers a variety of grocery stores and supermarkets to meet everyday needs. Prominent options include:

  • HEB Plus!
  • Randalls
  • Costco Wholesale
  • Walmart Supercenter

Public Safety Services

Public safety is a priority in the 78641 ZIP code, with robust services provided by local law enforcement and fire departments. Key facilities include:

  • Police: Leander Police Department, Cedar Park Police Department
  • Fire: Leander Fire Department, Cedar Park Fire Department

Recreational Facilities and Parks

Residents of 78641 have access to numerous recreational facilities and parks, promoting a healthy and active lifestyle. Popular spots include:

  • Benbrook Ranch Park
  • Robin Bledsoe Park
  • Devine Lake Park
  • Leander Activity Center

Public Transportation

The ZIP code 78641 is well-connected through various modes of public transportation. CapMetro provides bus and rail services to ease the commute for residents. Key highlights include:

  • Rail Services: Leander Station – CapMetro MetroRail
  • Bus Services: Multiple CapMetro bus routes serving various areas

Financial Institutions

Residents can easily access financial services with several banks and credit unions located within the ZIP code 78641. Major institutions include:

  • Wells Fargo
  • Bank of America
  • Chase Bank
  • A+ Federal Credit Union

Dining and Retail

The area boasts a wide variety of dining and retail options, ensuring residents can dine, shop, and enjoy leisure activities conveniently. Popular destinations include:

  • Lakeline Mall
  • The Parke
  • Gateway Shopping Centers
  • Various local and chain restaurants, including Iron Cactus and Moonie’s Burger House

Quality of Local Schools in ZIP Code 78641

Overview of Schools in 78641

The ZIP Code 78641 encompasses a variety of educational institutions catering to diverse needs and age groups, including public, private, and charter schools. The esteemed Leander Independent School District (LISD) serves the majority of schools in this area, providing quality education and numerous extracurricular activities.

Public Schools

Elementary Schools

  • Christine Camacho Elementary School – Known for its comprehensive curriculum and supportive learning environment.
  • Jim Plain Elementary School – Emphasizes academic excellence and community involvement.
  • Knowles Elementary School – Recognized for its innovative teaching methods and student engagement.

Middle Schools

  • Leander Middle School – Offers robust academic programs and extracurricular activities.
  • Wiley Middle School – Provides a balanced curriculum and strong sports programs.

High Schools

  • Leander High School – Features advanced placement courses, a wide array of sports, and arts programs.
  • Glenn High School – Known for its state-of-the-art facilities and college preparatory programs.

Private Schools

  • Summit Christian Academy – A faith-based institution with a focus on holistic education.
  • Harbor Leadership Academy – Offers a unique approach to student learning with small class sizes and customized learning plans.

Charter Schools

  • Founders Classical Academy of Leander – Focuses on classical education principles and rigorous academic standards.
  • Harmony School of Endeavor – Emphasizes STEM education and college readiness.

Academic Performance

Schools within the 78641 ZIP Code consistently perform above state and national averages. Standardized test scores, including the STAAR (State of Texas Assessments of Academic Readiness), highlight the academic excellence of these institutions. Many schools boast high graduation rates and significant numbers of students advancing to higher education.

For more detailed academic performance data, visit the Texas Education Agency’s (TEA) official website.

Extracurricular Activities

Schools in 78641 offer a rich selection of extracurricular activities. From competitive sports teams in football, basketball, and soccer to various clubs like robotics, debate, and theater, students can explore and develop their interests beyond academics. Notable mentions include the award-winning marching band at Leander High School and the highly-competitive robotics team at Harmony School of Endeavor.

Community Involvement

The community in 78641 is actively involved in supporting local schools. Parent-teacher associations (PTAs) and various volunteer programs encourage parents and community members to contribute to the educational environment. Annual events, fundraisers, and school board meetings are just a few ways the community stays engaged.

Teacher Quality

Another significant factor contributing to the quality of schools in ZIP Code 78641 is the high caliber of teachers. Many educators in the area hold advanced degrees and have extensive teaching experience. Professional development is prioritized, ensuring that teachers stay current with best practices and evolving educational standards.

Public Transportation Access for the ZIP Code 78641

Overview of 78641

ZIP Code 78641 is located in Leander, Texas, a bustling suburb in the Greater Austin metropolitan area. Known for its rapid growth and family-friendly communities, understanding the public transportation options available is vital for residents and visitors alike.

Capital Metro Services

CapMetro Rail

The primary public transit option for residents in ZIP Code 78641 is the CapMetro Rail. The Leander Station, located at 800 Woodview Dr, connects Leander to Downtown Austin, making it a popular choice for commuters. The rail line operates Monday through Saturday with varying schedules, and it provides a reliable and comfortable alternative to driving into the city.

Bus Services

CapMetro also offers bus services in this area. The most frequently used bus routes include:

  • Route 985 – Leander/Lakeline Direct: This express route connects Leander with Lakeline, providing a direct connection to areas further south.
  • Route 987 – Leander/Northwest Express: This express service connects the Leander Station to major employment centers in Northwest Austin.

Accessibility

CapMetro ensures that all trains and buses are accessible to individuals with disabilities, featuring ramps, priority seating, and additional assistance for patrons in need.

Park and Ride Facilities

For residents preferring to drive to a transit hub, the Leander Station offers ample parking through “Park and Ride” facilities. Located adjacent to the station, these facilities allow residents to park their cars and board the train, offering a convenient transit solution. Features include:

  • Secure and well-lit parking areas
  • Bike racks for cyclists
  • Easy access to the rail station and bus stops

Alternative Transportation Options

Ride-Sharing Services

Residents in ZIP Code 78641 can also take advantage of ride-sharing services such as Uber and Lyft. These services offer flexibility in transportation, particularly for areas not well-served by public transit routes or for late-night travel.

Microtransit Services

ZIP Code 78641 is included in CapMetro’s “Pickup” service areas, a microtransit option that offers door-to-door rides upon request through a mobile app. This service is particularly useful for short trips within Leander, bridging the gap between public transit and personal vehicles.

Bicycle Infrastructure

For those who prefer greener options, Leander provides various bicycle paths and lanes, facilitating safe cycling. Additionally, CapMetro buses and trains are equipped with bike racks, allowing riders to combine bicycle travel with public transportation seamlessly.

Future Developments

With Leander’s ongoing growth, efforts are being made to improve and expand public transportation options within ZIP Code 78641. Future plans include:

  • Increased frequency of train services during peak hours
  • Expansion of bus routes to cover more neighborhoods
  • Improved pedestrian access to transit stations and stops

Contact Information

For more details about the public transportation options available in ZIP Code 78641, residents can reach out to CapMetro’s customer service:

Summary

ZIP Code 78641 in Leander, TX, offers a variety of public transportation options that cater to the needs of its growing population. From CapMetro Rail and bus services to ride-sharing and microtransit solutions, residents have multiple ways to navigate the region. Continuous improvements and expansions aim to further enhance these services, ensuring convenient and accessible transportation for all.

Neighborhood Atmosphere in ZIP Code 78641

Overview

ZIP Code 78641, encompassing Leander, Texas, is located in the Greater Austin metropolitan area. This area combines suburban tranquility with urban convenience, offering a balanced lifestyle for residents of all ages.

Community and Vibe

Leander is known for its warm and welcoming community. Friendly neighbors and a variety of community events foster a close-knit atmosphere. The neighborhood is family-oriented, making it a great place for parents to raise their children.

Safety and Security

Safety is a top priority in ZIP Code 78641. The local police department is highly responsive, ensuring a low crime rate. Plenty of neighborhoods have active neighborhood watch programs, contributing to the feeling of security among residents.

Schools and Education

The Leander ISD serves students in this area, providing top-notch education at all levels. Schools in 78641 are highly rated, featuring excellent extracurricular programs and state-of-the-art facilities. Community involvement in school activities is strong, reflecting the neighborhood’s investment in education.

Parks and Recreation

Multiple parks and recreational facilities are accessible to residents of 78641. The Southwest Williamson County Regional Park offers expansive green spaces, trails, and sports facilities, enhancing the neighborhood’s appeal to outdoor enthusiasts. Additionally, the Crystal Falls Golf Club provides a premier golfing experience.

Shopping and Dining

78641 boasts a variety of shopping and dining options. Notable shopping centers like 1890 Ranch and the Gateway Shopping Center provide diverse retail and dining experiences. Food options range from casual eateries to fine dining, catering to a wide array of tastes.

Transportation and Commute

Residents enjoy easy access to major highways, including US 183 and 183A Toll Road, making commutes to downtown Austin and other surrounding areas relatively quick. The Capital MetroRail also offers convenient public transportation options for commuters.

Real Estate and Housing

Housing in ZIP Code 78641 ranges from affordable starter homes to luxurious estates. The real estate market is robust, reflecting the neighborhood’s desirability. Modern amenities and planned communities with communal facilities are common in the area.

Local Attractions and Culture

Local attractions like the Leander Dinosaur Tracks and the annual Old Town Leander Festival add cultural value to the neighborhood. The city frequently hosts cultural events, arts and crafts fairs, and farmers’ markets, enriching the local atmosphere.

Healthcare and Wellness

78641 is home to several healthcare facilities and wellness centers. Renowned hospitals and specialized clinics ensure residents have access to quality medical care. Gyms, fitness centers, and wellness retreats offer varied options for maintaining a healthy lifestyle.

Real Estate Market Trends in ZIP Code 78641

Overview of the Real Estate Market

Located in Leander, Texas, ZIP Code 78641 has experienced significant growth and transformation in its real estate market. Known for its suburban appeal and proximity to Austin, this area is attractive to homebuyers and investors.

As of the latest reports, the median home price in this ZIP Code has seen an increase of 7.5% over the past year, reflecting the growing demand for properties in the region.

Market Demographics

The population in the 78641 ZIP Code is predominantly young families and professionals. The area has experienced a substantial population growth rate of 15% over the last five years, driven by the influx of residents looking for affordable housing alternatives close to Austin.

The educational background of residents is diverse, with many holding undergraduate and graduate degrees, contributing to the rising demand for quality housing.

Types of Properties Available

ZIP Code 78641 offers a variety of properties, including:

  • Single-family homes
  • Townhouses
  • Condominiums
  • Luxury estates

Single-family homes dominate the market, comprising approximately 70% of the available listings, followed by townhouses and condominiums at 20%, and luxury estates making up the remaining 10%.

Average Home Prices

Prices in ZIP Code 78641 vary based on property type and size. The average price breakdown is as follows:

  • Single-family homes: $400,000 – $600,000
  • Townhouses: $250,000 – $350,000
  • Condominiums: $200,000 – $300,000
  • Luxury estates: $1,000,000 and above

Newer homes, particularly those in planned communities, tend to command higher prices due to modern amenities and desirable locations.

Price Per Square Foot

The average price per square foot for properties in 78641 is approximately $180, although this can vary based on the specific neighborhood and property features.

Luxury estates and homes with extensive upgrades or larger lots tend to have a higher price per square foot, reflecting their added value.

Rental Market Trends

The rental market in 78641 is robust, with high demand driven by young professionals and families moving to the area. The average rent for properties in this ZIP Code is:

  • Single-family homes: $1,800 – $2,500 per month
  • Apartments: $1,200 – $1,800 per month
  • Townhouses and Condominiums: $1,500 – $2,200 per month

Rental properties in established neighborhoods near schools and amenities observe higher occupancy rates and rent prices.

Neighborhood Insights

Several notable neighborhoods within ZIP Code 78641 include:

  • Crystal Falls: Known for its golf course and upscale homes.
  • Palmera Ridge: A newer development with modern homes and family-friendly amenities.
  • Travisso: Offers luxury homes with stunning hill country views.

These neighborhoods provide a mix of amenities, including parks, schools, dining, and shopping options, enhancing their appeal to potential buyers.

Investment Opportunities

The real estate market in 78641 presents various investment opportunities, particularly in rental properties and development projects. Given the steady population growth and economic development in the area, investing in real estate here can yield substantial returns.

Key investment opportunities include:

  • Purchasing rental properties to capitalize on the strong rental market.
  • Developing new residential communities to meet the growing housing demand.
  • Renovating older homes to attract modern buyers and tenants.

Property Taxes in ZIP Code 78641

Overview of Property Taxes

Property taxes in ZIP Code 78641, located in Leander, Texas, vary depending on several factors, including property type, assessed value, and specific tax rates set by local jurisdictions.

Property Assessment

Properties are assessed annually by the Williamson Central Appraisal District (WCAD). This assessment determines the market value of properties within the 78641 ZIP Code. The assessed value is a critical component in calculating property taxes.

Tax Rates

Several entities contribute to the overall property tax rate in ZIP Code 78641:

  • Williamson County
  • Leander Independent School District
  • City of Leander
  • Special Districts (e.g., Municipal Utility Districts)

Each entity sets its tax rate, which is then combined to form the total property tax rate. As of the latest update, the average tax rate in Leander is approximately 2.2% of the assessed property value.

Homestead Exemptions

Homeowners in ZIP Code 78641 may qualify for several types of exemptions that can reduce their overall property tax burden:

  • General Residential Homestead Exemption: Offers a standard reduction in the assessed value for primary residences.
  • Over-65 and Disabled Person Exemptions: Provides additional reductions for qualifying homeowners over 65 or those with disabilities.
  • Veteran Exemptions: Available to disabled veterans and surviving spouses of veterans.

It’s important to apply for these exemptions through the WCAD to benefit from the lower taxable value.

Payment and Due Dates

Property taxes are typically due by January 31 of each year. Payments can be made online, via mail, or in person at the WCAD office. Late payments incur penalties and interest, which increase the longer the payment is delayed.

Appealing Property Tax Assessments

If property owners in ZIP Code 78641 disagree with their assessed property value, they have the right to file an appeal with the WCAD. The appeal process generally involves the following steps:

  1. File a Notice of Protest: Submit this document to the WCAD by the deadline mentioned in the assessment notice.
  2. Informal Meeting: Optionally, meet with an appraiser to discuss the assessed value and present any supporting evidence.
  3. Formal Hearing: If necessary, present the case before the Appraisal Review Board (ARB) for a final decision.

Resources and Assistance

For more details on property taxes in ZIP Code 78641, property owners can refer to the following resources:

These resources provide comprehensive information on property assessments, tax rates, exemptions, and the appeals process.

Community Amenities in ZIP Code 78641

ZIP Code 78641, located in Leander, Texas, offers a wide range of community amenities designed to enhance the quality of life for its residents.

Parks and Recreation

Residents of 78641 enjoy numerous parks and recreational spaces:

  • Benbrook Ranch Park: This expansive park features sports fields, a skate park, a disc golf course, and walking trails.
  • Devine Lake Park: Known for its beautiful lake views, this park offers fishing opportunities, picnic areas, and a pavilion.
  • Sandy Creek Park: This park provides access to Lake Travis and includes camping sites, boat ramps, and a swimming area.
  • Brushy Creek Regional Trail: A scenic trail perfect for walking, jogging, and biking with multiple access points.

Education

The 78641 area is served by the Leander Independent School District (LISD), which offers a variety of educational facilities:

  • Leander High School: A well-rated high school with strong academic and extracurricular programs.
  • Stiles Middle School: Known for its dedicated staff and comprehensive educational offerings.
  • Bagdad Elementary School: An elementary school focusing on innovative teaching methods and student engagement.

Shopping and Dining

For shopping and dining, 78641 offers a mix of local boutiques, large retail stores, and diverse dining options:

  • 1849 Main: A mixed-use development featuring retailers, restaurants, and entertainment venues.
  • The Shops at Leander: A shopping center with popular chains and local stores.
  • H-E-B Plus: A large supermarket offering groceries, pharmacy services, and more.
  • Local Eateries: From Tex-Mex to barbeque, residents can enjoy a variety of dining experiences at places like Smokey Mo’s BBQ and Guaco Taco.

Healthcare Facilities

Access to healthcare is readily available in ZIP Code 78641:

  • Cedar Park Regional Medical Center: A full-service hospital providing emergency care, surgical services, and specialized treatments.
  • St. David’s HealthCare: Offers various outpatient services including diagnostics and wellness programs.
  • Leander Family Medicine: A local clinic providing comprehensive family care services.

Public Services

78641 is equipped with essential public services ensuring safety and community support:

  • Leander Police Department: Provides law enforcement and community policing to residents.
  • Leander Fire Department: Offers fire safety, emergency response, and public education programs.
  • Leander Public Library: A resource center offering books, digital media, and community programs.

Community Events and Activities

The community spirit in 78641 is fostered through a variety of events and activities:

  • Leander Farmers Market: A weekly market offering fresh produce, local crafts, and family-friendly activities.
  • Annual Liberty Fest: A Fourth of July celebration featuring live music, fireworks, and food vendors.
  • Holiday Parade: A festive event that brings the community together to celebrate the holiday season.

Transportation

Transportation in and around 78641 is facilitated by various options:

  • Capital MetroRail: Provides commuter rail service connecting Leander to downtown Austin.
  • Local Bus Services: Capital Metro offers bus routes that connect Leander to surrounding areas.
  • Major Highways: Easy access to U.S. Route 183 and the 183A Toll Road for convenient travel to Austin and beyond.

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